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	<title>Lease Purchase Blog</title>
	<updated>2008-11-19T04:18:35Z</updated>
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	<entry>
		<title>The problem with the economy and why the housing market will continue its decline</title>
		<link rel="alternate" href="http://blog.cleanslatehomes.com/2008/03/19/the-problem-with-the-economy-and-why-the-housing-market-will-continue-its-decline.aspx?ref=rss" />
		<id>tag:blog.cleanslatehomes.com,2008-03-19:ae3021a6-88d1-4439-9dc5-4378af32e17a</id>
		<author>
			<name>Greg Brown</name>
		</author>
		<updated>2008-03-19T11:39:08Z</updated>
		<published>2008-03-19T11:28:00Z</published>
		<content type="html"><![CDATA[The problems being faced by Wall Street firms, banks and consumers is the falling home values.&nbsp; With a larger percentage of homes being bought in the last two years being underwater and nothing being done to change that it is clear that we have a little farther to go most likely into the second quarter of 2009.&nbsp; With the Fed aggressively cutting the Fed funds rate the market is starting to regain some of the liquidity they need to be comfortable with new lending.&nbsp; As a result of all of the losses and the housing prices still falling most mortgage companies are still being very strict with new loans requiring larger down payments, higher credit scores and more verifiable income.&nbsp; If you cannot qualify for a mortgage as a result, there are other options.&nbsp; If you must sell your home there is also another option.&nbsp; It is called lease purchasing and a transaction can be consummated very quickly as compared to traditional financing, typically 30 days or less.&nbsp; If you or someone you know might benefit from doing a lease purchase give us a call and we will answer any questions you may have and identify the benefits of being creative in this market.<br>]]></content>
	</entry>
	<entry>
		<title>Current housing market stats</title>
		<link rel="alternate" href="http://blog.cleanslatehomes.com/2008/03/06/current-housing-market-stats.aspx?ref=rss" />
		<id>tag:blog.cleanslatehomes.com,2008-03-06:af64364b-bfad-4786-a7a4-eb94ade1fa12</id>
		<author>
			<name>Greg Brown</name>
		</author>
		<updated>2008-03-06T16:01:23Z</updated>
		<published>2008-03-06T15:42:00Z</published>
		<content type="html"><![CDATA[The National Association of Realtors announced today that delinquincies are up 17.6% from this time last year.&nbsp; Also foreclosures are at its highest level since 1985 up a total of 6.4% for the month and a total of 53.7% from this time last year.<br><br>The pending home sales number which gauges the amount of homes under contract but not closed was unchanged for last month but is down 19.6% from last year at this time.&nbsp; What this means to you is that the housing market is most likely going to continue to deteriorate because of the mortgage industry.&nbsp; They are in the process of re-evaluating home values across the country and marking them down as much as 30% in some areas.&nbsp; This trend is showing that more homes under contract are being kicked back to the negotiating table because the appraisals are coming in substantially lower than the sales price.&nbsp; If the seller doesn't agree to lower the price or the buyer doesn't decide to come up with the additional cash to put down, the deal falls through.<br><br>In this tough time we are recommending many of our clients to consider the lease purchase solution.<br>For both buyers and sellers there are many advantages to renting with the option to buy.&nbsp; <br><br><br><br>]]></content>
	</entry>
	<entry>
		<title>Imagine selling your home after 10 months on the market only to find out your deal falls through!</title>
		<link rel="alternate" href="http://blog.cleanslatehomes.com/2008/03/03/imagine-selling-your-home-after-10-months-on-the-market-only-to-find-out-your-deal-falls-through.aspx?ref=rss" />
		<id>tag:blog.cleanslatehomes.com,2008-03-03:5468c71c-4dad-4330-bbaf-63bcf25c34d6</id>
		<author>
			<name>Greg Brown</name>
		</author>
		<updated>2008-03-03T17:22:22Z</updated>
		<published>2008-03-03T17:09:00Z</published>
		<content type="html"><![CDATA[This is the reality for many people trying to sell their home in the US.&nbsp; Due to the sub-prime meltdown and now the credit crunch, the mortgage industry is in complete shambles.&nbsp; What I have found to be happening more and more commonly is when someone has their home listed for sale with a Realtor and it takes on average over 10 months to get an offer they are willing to accept.&nbsp; Once the home is sold it goes to the closing table and the bank pulls out because they just had to adjust the value of homes across the country roughly 30% less than what they are selling for.&nbsp; The reason they are doing this is because there have been so many losses already that banks are doing anything they can to protect themselves from future losses.&nbsp; It is sad but true that even if homes are worth more than they are appraising them at these days no bank will loan those inflated amounts anymore.&nbsp; As a result banks are requiring anyone looking to buy a home to put down a large sum of their own money so that if and when they go into default they can unload the home below market price and not take a hit themselves.&nbsp; The first person to loose would be the homeowner when whatever down payment in addition to any equity is lost due to a foreclosure or short sale.<br><br>For many homeowners looking to sell a home now is a great time to find a better way.&nbsp; For any vacant home it obviously makes sense to find someone who is interested in buying the home one day and giving them a way for them to do so.&nbsp; By offering your home for rent with the option to buy you open up a whole new market of buyers who are serious about buying, however, they just need a little help and structure to do so.&nbsp; <br>For any questions please feel free to email me at greg@cleanslatehomes.com<br><br><br><br>]]></content>
	</entry>
	<entry>
		<title>The current market for lease purchasing</title>
		<link rel="alternate" href="http://blog.cleanslatehomes.com/2008/01/24/the-current-market-for-lease-purchasing.aspx?ref=rss" />
		<id>tag:blog.cleanslatehomes.com,2008-01-24:0db191a7-b133-41bd-a2d9-5d97ba8a3c4a</id>
		<author>
			<name>Greg Brown</name>
		</author>
		<updated>2008-01-24T16:14:48Z</updated>
		<published>2008-01-24T16:04:00Z</published>
		<content type="html"><![CDATA[Existing home sales are down 22% from December of last year.&nbsp; With the yearly home sales at 4.89 million units there is currently a 9.6 month supply of homes on the market.&nbsp; That is the highest we have seen since 1998.&nbsp; <br><br>What does this mean to all of us?&nbsp; That is a great question...&nbsp; With the credit crunch and sub-prime meltdown still affecting the broader market and economy as a whole it is unclear how long it will last and when the housing market will bottom.&nbsp; <br><br>Lease purchasing can benefit everyone involved.&nbsp; That is why we have made it a priority that advise and professionals exist in the marketplace to inform the public.&nbsp; For a seller who has been sitting with their home on the market, you are not alone as I mentioned earlier the average time it takes to sell a home by traditional means is an average of over 9 months.&nbsp; What if you don't have 9 months to wait and see if you home sells?&nbsp; We have a solution!&nbsp; <br><br>Instead of taking your home off the market and trying to rent it to someone who is most likely going to treat it like a rental property why not limit it to only people who would take care of your home as if it were their own?&nbsp; That's what we do in a lease purchase.&nbsp; The Tenant/ Buyer is responsible for all of the minor maintenance on the home.&nbsp; Unless the heating system or roof needs to be replaced, sellers who opt to take advantage of a lease purchase advantage can avoid most of the pitfalls of being a traditional landlord.&nbsp; <br><br>Be sure to check back as more FREE INFO is posted!<br><br>Success in all that you do!<br><br><br><br>]]></content>
	</entry>
	<entry>
		<title>Joint Venture Program</title>
		<link rel="alternate" href="http://blog.cleanslatehomes.com/2007/12/28/joint-venture-program.aspx?ref=rss" />
		<id>tag:blog.cleanslatehomes.com,2007-12-28:5b092a36-5ce7-484e-9ef0-5a84525c1b8e</id>
		<author>
			<name>Greg Brown</name>
		</author>
		<category term="Career opportunity" />
		<updated>2008-03-06T16:14:34Z</updated>
		<published>2007-12-28T10:02:00Z</published>
		<content type="html"><![CDATA[Clean Slate Homes, LLC in partnership with The National Association of Lease Purchase Consultants (NALPC), is offering a joint venture program where all learning materials and everything needed to become a Certified Lease Purchase Consultant, (CLPC).<br><br>What's included in the following joint venture program?<br><br>Claude Diamond's Lease Purchase Success Kit.<br>Claude Diamond's Guts Sales Method and UNLIMITED support in doing your own deals from Clean Slate Homes.<br><br>The cost of the program is $2500 of which will be returned to you upon the completion of your first deal!&nbsp; <br>If you are looking for a career and are serious about making money you will find this as being an extremely fair and lucrative deal.<br><br>It's a win/win opportunity to become involved in a business where the market has exploded for your services. <br><br>The timing couldn't be better to join a winning team of the premier professionals who have a passion for helping people solve their real estate problems by use of the lease purchase solution.<br><br>Find out what it's like to have more potential clients than you know what to do beating a path to your door!<br><br>Call now! (732) 899-5416 or email the NALPC at info@leasepurchasing.org<br><br>Best wishes in finding your own personal greatness!<br><br>]]></content>
	</entry>
	<entry>
		<title>Lease Purchase Blog</title>
		<link rel="alternate" href="http://blog.cleanslatehomes.com/2007/04/23/lease-purchase-blog.aspx?ref=rss" />
		<id>tag:blog.cleanslatehomes.com,2007-04-23:37c41520-9c48-4501-89d5-e0a47741c493</id>
		<author>
			<name>Greg Brown</name>
		</author>
		<updated>2008-03-06T16:16:35Z</updated>
		<published>2007-04-23T19:02:00Z</published>
		<content type="html"><![CDATA[Welcome to Clean Slate Homes lease purchase blog.&nbsp; In a time where both the housing market and the mortgage industry are in complete shambles there is no better time to find a better way!&nbsp; We have it and specialize in this terribly underutilized technique called lease purchasing.<br><br>We look forward to discussing all of your questions and concerns on this blog.&nbsp; <br><br>Thanks for visiting!<br><br><br><br> ]]></content>
		<summary>Please be patient as we are designing this website to be as simple as possible.
Thank you!</summary>
	</entry>
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